Evergreen Capital now runs every construction draw through Sitewire, a virtual draw inspection and draw management platform built for modern lenders. If you borrow from us, your draws now get approved in 24 to 48 hours instead of the 7 to 10 days a scheduled on-site inspection usually takes, and every draw is a flat $150. If you invest with us, every dollar of rehab budget now moves through AI fraud screening and a licensed general contractor review before it leaves the holdback. This is one upgrade that helps both sides of the table. We are operators first. Through Rapid Fire Home Buyers, we have acquired and resold more than 2,000 properties over six years, including 503 in 2025. We have sat on the borrower side of a slow draw, watching a project stall while we waited on an inspector. So we did not pick this platform off a feature sheet. We picked it because it fixes a problem we have lived.

Until now, a draw meant scheduling a third-party inspector to drive to the property, walk the work, and file a report. That process can eat a week or more before a dollar moves. Sitewire replaces the windshield time with a virtual inspection. You document completed work from your phone, the platform’s AI screens the submission, a licensed and insured GC reviews it remotely, and it lands on our desk ready to approve. Sitewire’s draw inspections are typically reviewed, valued, and ready for lender approval in a matter of hours, not days. Same loan terms. Same direct line to our team. Faster money, and a tighter check on every draw.

Speed is the headline for our fix-and-flip borrowers. Time kills all deals, and it also kills momentum on an active rehab. A contractor who finishes drywall on Friday should not wait until the following Thursday for an inspector to confirm it. Here is the new draw process:

• Build your draw in the app. When work is complete, open the Sitewire app and request a draw against your budget line items. Capture photos and a quick walkthrough of the finished work.
• AI + a licensed GC review it. The platform’s AI checks the submission and flags anything off, then an independent, licensed general contractor verifies and values the completed work remotely.
• We approve and wire. The reviewed draw hits our queue. Once we approve, funds go out by ACH. Most borrowers see money in 24 to 48 hours from a clean submission.

No scheduling calls. No waiting for an inspector’s calendar to open up. No driving a paper draw request across town. You document the work, and the work gets funded.

Construction draws run through Sitewire. Every draw is a flat $150 fee. Submit completed work with photos in the app; approved draws typically fund within 24-48 hours. We reimburse completed work only not deposits or unpaid invoices.

A fix-and-flip loan does not hand the borrower the full rehab budget at closing. The rehab portion sits in a construction holdback, and it gets released in pieces only after the work behind it is actually done. That holdback is one of the structural reasons these loans protect principal. The question for any lender is simple: how well do you verify the work before you release the money? Sitewire sharpens that verification in two ways that matter to our investors:

• AI fraud screening on every draw. Sitewire’s anti-fraud technology has been validated by lenders, REITs, institutional investors, and global insurers, and it reduces fraud risk to levels below traditional draw processing and field inspection. The app collects GPS, time on site, elevation, and other sensor data, so a submission is hard to fake.
• A licensed GC values the work. A network of licensed and insured general contractors validates and values the completed work against the budget before we approve a release. AI also evaluates the budget itself and identifies objects in the inspection, which gives the human reviewer better information.

The result for the fund is a draw process that is faster for borrowers and more disciplined on risk at the same time. Our loans stay first-lien and asset-backed, underwritten by operators who have done the deals in the same markets where we lend. Sitewire adds a layer of verification on top of that, on every draw, on every loan. No management fees, no performance fees, and the same quarterly distributions.

A borrower wants money fast so the project keeps moving. An investor wants confidence that the money only moves when the work is real. Most upgrades help one of those people at the expense of the other. This one helps both. That is the test we apply to every operational change at Evergreen. If a tool only makes our life easier, it is not worth much. If it makes the borrower faster and the investor safer in the same motion, we adopt it. Sitewire cleared that bar.

How long does a draw take now? For a clean submission, plan on 24 to 48 hours from request to funds. You build the draw in the Sitewire app, AI and a licensed GC review it remotely in hours, we approve it, and we send funds by ACH. The old on-site inspection model often ran 7 to 10 days.

Do I have to pay for inspections or draws? Every draw is a flat $150 fee. There are no free draws, tiered pricing, or surprise draw charges, and there is no limit on the number of draws you can request.

Does Evergreen fund deposits or invoices upfront? No. We reimburse completed work, not deposits or invoices. You pay your contractors when they need funds, then submit a draw once the work is done. This is how the construction holdback protects both the borrower’s project and the investor’s principal.

Why does the draw process matter to investors who never touch a job site? Because the draw is where a construction loan is won or lost. Funds released against work that was never finished are the fastest way to lose principal. Verifying every draw with AI screening and a licensed GC review keeps the holdback tied to real, completed work.

Is Sitewire only for Evergreen borrowers? The platform is what we use to service our loans. The broader point is useful to any operator or investor: a tech-enabled, verified draw process beats a slow, scheduled inspection on speed and on risk control.

Faster draws for borrowers, tighter verification for investors, and no junk fee attached to either. If you run fix-and-flip deals in Lexington, Cincinnati, Louisville, Columbus, or Montgomery, this is one more reason to work with a lender built by operators. Get pre-qualified in 60 seconds and put it to work on your next project. If you are an accredited investor who wants asset-backed income from loans underwritten and verified this carefully, schedule a 30-minute intro call and we will walk you through the fund.